C-Value!, Time Value of Money Calculator 2.0g
C-Value! is an excellent tool for tracking loan balances and showing when payments were made. If you lend money, you can use this program to give the borrower a schedule showing how the payments are applied to principal and interest.
Auditors can use C-Value! to validate results.
C-Value! supports: compound or simple interest calculations, Rule-of-78s, Canadian loans, interest only periods, adjustable interest rates and amounts, skipped periods, fixed principal payments, automatically stepped payments or deposits (by amount or percent), eleven scheduled payment frequencies as well as random payment dates. C-Value! thoroughly supports irregular cash flows. Both the amount of the cash flow and the length of the periods can vary. Do you want to put into savings $1,000 on April 15th and $10,000 on December 5th and know how much interest will be returned on the following June 30th? C-Value! can handle it - easily.
With C-Value! you can export schedules directly to Excel or Word. C-Value!`s schedules can also be highly customized with custom headers, footers and notes. C-Value! will also produce a US Regulation Z APR Disclosure Statement. A picture is worth a 1,000 words.
After you`ve created a custom schedule, chart it. C-Value! automatically creates three 3-D color charts showing various allocations of principal and interest and principal growth or reduction.
C-Value! is a professional tool. However, you don`t have to be a professional to use it. Just start with a basic cash flow, usually a loan is a good one, and spend a little time reading the Help file. In a little bit of no time, you`ll be able to analyze the most complex cash flows.
Pine Grove Software, LLC. Publishing software since 1984.
If you are a disk vendor or maintain any type of download site (the Distributor), you are granted a limited license by Pine Grove Software, LLC (the Publisher) to distribute C-Value!, The Cash Flow Calculator (the Software) with the following restrictions: 1) You must provide, at minimum, one direct backlink to the www.pine-grove.com domain if you are distributing the software over the internet. 2) You may charge a reasonable amount of money to recover your disk duplicating fees and promotional costs. However, IN NO EVENT MAY YOU CHARGE MORE THAN $5.00 FOR EACH COPY OF THE SOFTWARE. 3) A distributor may not modify any of the files as documented. All files as supplied by the Publisher must be included in any distribution of the Software. A distributor MAY also distribute an appropriate advertising notice along with the Software files as supplied by the Publisher. 4) The Software may not be distributed in a manner which is used to promote another product or service. For example, the Software cannot be promoted along with the sale of a computer system in such a way as to appear to add value. 4a) In order to distribute the Software along with other goods or services, the Distributor MUST include in a conspicuous manner the phrase, "INCLUDES AN EVALUATION COPY" of the Software. "ADDITIONAL LICENSE FEES ARE DUE THE PUBLISHER". (Caps added for emphasis and are not required as part of the disclaimer.) 5) Distributors must plainly indicate that they are distributing a copy of the Software for evaluation purposes only, and they must indicated that if the person evaluating the Software intends to use the Software beyond the evaluation period, that a license fee is due to the Publisher 6) The Distributor must make every reasonable attempt to only distribute the current version of the Software. 7) Publisher reserves right to revoke license.
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