Money Folders Personal Finance 1.7.0.5

Free Money Folders Personal Finance screenshot fileWorks with Windows Vista
Money Folders is a software tool that allows you to gain control over your finances! It assists you in implementing an Envelope style budgeting system where you control your money instead of the other way around. Most budgets fail! Most people start budgeting with the best of intentions. They are going to set aside money for that vacation they have been dreaming of or control how much they are spending eating out at restaurants. They sit down with the calculator, pen and paper and meticulously draw out a budget where every cent is accounted for and every bill is listed. Two months later the budget is in the trash or otherwise forgotten. It`s not their fault! Traditional budgets are destined to fail! The problem with traditional budgets is that they are reactive by design. You don`t really know how you did adhering to your budget until you have already busted the budget. What is needed is a pro-active budgeting solution. That is where Money Folders saves the day. Money Folders utilizes the "Envelope" style of budgeting. The idea is that every possible expense will have it`s own envelope or folder. You can think of the folder as what a "category" would be in a normal budget. In a traditional envelope budget, you would place cash inside of each envelope each pay day. Then as you needed to purchase items or pay bills, you would remove cash from the envelope and place the receipt for that item inside. With this methodology it is very easy to see when your cash is low in any given envelope, and when the cash is gone you are done with that category. Using this method you cannot bust the budget. If your "Eating Out" envelope is empty then you cannot eat out again until you get paid and replenish the envelope. Money Folders brings the "Envelope" budgeting system into the modern, mostly cashless society. Traditional envelope budgets fall apart when you start utilizing your debit or credit card for purchases or have direct deposit paychecks. We make it easy!
Type : Shareware ($29.95) » EULA
OS Support : Windows All + Vista
Date stamp / Size : Oct, 8. 2008 / 2147 kBytes
Asked : .NET 2.0
Users' value : - Write a Review
Download Money Folders Personal Finance fileNo active image buttonImage of Money Folders Personal Finance
Update history of Money Folders Personal Finance
v1.7.0.5 (July, 20. 2009)
New Release
v1.0.0.5 (October, 8. 2008)
New Release
Distribution permissions for Money Folders Personal Finance
Money Folders - Personal Finance Software

1. We grant you one license to install and use this software on a single computer at a time. If you do not agree to the following terms of this license, please uninstall and remove all copies and return the product within 30 days of your purchase for a full refund.

2. You may install and use the software on another computer, but the software should not be in use on more than one computer at a time unless you purchase additional licenses. You may make back-up copies of the software for archival purposes. You may permanently transfer your license to use the software to another party who will be bound by this agreement, provided you do not retain any copies of the software.

3. The software is protected by the copyright laws of the U.S. and other countries, and we retain all intellectual property rights in the software. You may not separately publish, sell, market, distribute, lend, lease, rent, or sublicense the software. However, this license is not to be construed as prohibiting or limiting any fair use sanctioned by copyright law, such as permitted library and classroom usage or reverse engineering.

LIMITED WARRANTY

4. We warrant that the software will provide the features and functions generally described in the product specification on our website when you purchased it and in the product documentation. Media on which the Software is furnished, if any, will be free from defects in materials and workmanship.

5. We have taken all reasonable steps to keep the software free of viruses, spyware, "back door" entrances, or any other harmful code. We will not track or collect any information about you, your data, or your use of the software except as you specifically authorize. We will not intentionally deprive you of your ability to use any features of the software or access to your data.

6. We do not warrant that the software or your ability to use it will be uninterrupted or error-free.
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